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Are Medical Supplies Covered By Travel Insurance?

Topic: Are Medical Supplies Covered By Travel Insurance?

Millions of Americans, regardless of age, bring medical supplies with them when they travel. If you have health conditions, pick a travel insurance policy that includes travel medical insurance and emergency medical evacuation benefits.

Travel medical insurance can reimburse you for the costs of replacing prescription drugs or medical supplies that have been lost or damaged during the trip. Your travel insurance provider’s 24/7 travel assistance line can help you with the logistics. The assistance number can be found on your policy or on the travel insurance company’s app or website. Travel insurance plans generally include 24/7 travel assistance services.

If you have diabetic supplies, for example, that get lost or damaged, the hotline can assist.

Assistance lines are especially important when you’re traveling outside the U.S., says Daniel Durazo, a spokesperson for travel insurance provider Allianz Partners. For example, Allianz’s 24/7 assistance team can help with obtaining a new prescription or making arrangements for medical supplies—like insulin or heart medication—and medical equipment by locating a doctor, clinic, or hospital at your travel location.

The team can also arrange conference calls with your doctor back home and help locate nearby pharmacies, he says.

If you have a medical emergency during the trip, the cost of medical supplies used by a licensed medical facility can be covered by your travel insurance plan, says Durazo.

If you are traveling within the United States, the 24/7 assistance department can request that an existing prescription be transferred to a sister pharmacy for pickup or assist you in contacting your doctor for a local refill, says Durazo.

Topic Discussed: Are Medical Supplies Covered By Travel Insurance?

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